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What stage are you at on the home buying journey?

Step 1.Check if you are eligible

In order to buy a Kiwibuild home you will need to meet a few specific eligibility criteria.

To be eligible you must:

• be at least 18 years old
• be a New Zealand Citizen, Permanent Resident or a Resident Visa holder
• do not currently own a home in New Zealand or overseas
• have a pre-tax income from the previous 12 months of:
• $120,000 or less for a single buyer
• $180,000 or less combined for two (or more) buyers.

You will also need to commit to living in your KiwiBuild home for a minimum period of time before the home can be rented or sold.

If this applies to you, you may be eligible to buy a KiwiBuild home

To find out more about KiwiBuild Eligibility click here

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Step 2. Gather the information and Submit application

Having your eligibility for KiwiBuild pre-approved can help speed up the purchase process when you have found a KiwiBuild home you would like to buy. You will also need to be pre-approved in order to enter the draw for any homes sold by ballot.

Prepare your eligibility documents

All named individuals on your application will need to provide a:
• Certified copy of their New Zealand birth certificate, citizenship certificate, passport and/or visa status
• Summary of income from Inland Revenue for the previous 12 months
• Signed copy of the KiwiBuild Statutory Declaration
• Self-employed applicants can provide one of the following alternatives as evidence of income:
• An individual income tax return (IR3)
• An individual tax return prepared by an accountant
• A summary of income for the most recent tax year

Make a statutory declaration

You make a statutory declaration when you need to officially declare that something is accurate and genuine. The KiwiBuild Statutory Declaration is a written document that must be completed and signed by all named individuals on your application in front of an authorised witness, along with your other eligibility documents.

An authorised person in New Zealand can be a Justice of the Peace, a solicitor or notary public, or a Registrar or Deputy Registrar of the District or High Courts.

Step 3. Submit your application

After you have had all your documents certified by an authorised person, you can submit your eligibility application to KiwiBuild. You will need to:

Create a KiwiBuild account
Upload your certified eligibility documents
Upload your signed statutory declaration
Submit your application to the KiwiBuild team

Please allow for up to five working days for your application to be processed. You will receive a notification from the KiwiBuild team if your application has been approved, or if you need to provide any additional information.

Your eligibility pre-approval will last for six months. You will receive a notification from the KiwiBuild team to update your details if you are getting close to expiry.

Next step - Get independent advice

You are eligible for KiwiBuild and submitted your application, the next step is to get all your independent advisors ready

Get Financial Advice

For most of us buying a home will be the biggest purchase of lives and the mortgage or home loan will be the biggest financial commitment. Choosing the right home loan is really important. Make sure you do your research and find the right bank or lending provider for you.

It is important to contact a Bank or Mortgage Broker early on in the home buying journey. This is when you will establish what you can afford and what they will be willing to lend you.

There is also other financial help available for first home buyers including:

First Home Grants

First Home Loans

KiwiSaver first home withdrawal

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Find a Property Lawyer

Before signing any sale agreement or mortgage paperwork you’ll need to get it looked over by a lawyer. They also handle the ‘conveyancing’ or transfer to you once you buy a house.

Legal Fees can vary, so ensure you shop around and ask for an estimate before you engage with someone.

You can find a lawyer on the Property Law website.

Finding a property lawyer early on can help make the purchasing process much easier and less stressful.

Next Step - Find your modul

Check out what KiwiBuild Moduls are available

Sales coming soon

We do not have any Kiwibuild properties available. Register your interest below to keep up to date.

Register Your Interest

Stay up to date on when, where and how you can purchase your Modul home.

Eligible for Kiwibuild: info

To be eligible to buy a KiwiBuild home you must:

be at least 18 years old
be a New Zealand Citizen, Permanent Resident or a Resident Visa holder who is ‘ordinarily resident in New Zealand’
not currently own a home in New Zealand or overseas
have a pre-tax income from the previous 12 months of:
- $120,000 or less for a single buyer; or
- $180,000 or less combined for two (or more) buyers.

You will also need to commit to living in your KiwiBuild home for a minimum period of time before the home can be rented out or sold:

at least one year for a studio or one bedroom home
at least three years for a home with two bedrooms or larger.

If this applies to you, you may be eligible to buy a KiwiBuild home

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